Our collection includes two layouts, catering to various budgeting needs. Whether you prefer a straightforward overview or need detailed tracking for multiple income and expense categories, we have a template to match your financial complexity.

Yearly Beginner 1.0
Designed for anyone new to budgeting or looking for a simpler approach. Features a Smart Calendar (auto-populates bills and debt), a simpler dashboard, and fewer rows per category.

Yearly Advanced 2.0
Perfect for those with many income and expense categories. Features a Normal Calendar (manual to-do list), Subscriptions & Memberships section, DIFF column (what you budget vs what you spend), Net Worth Tracker, and more rows per category.

Both templates include:
Annual Dashboard, Annual Totals, Transaction Tracker, Savings & Debt Tracker, Debt Snowball Calculator, and 12 monthly tabs with Income, Bills, Expenses, Savings, and Debt sections.

Not sure which one is for you? Check out our YouTube tutorials to see each template in action: Click here to open YouTube

No. Our templates are a one-time purchase with no subscriptions or ongoing fees. You can continue using the template you purchased year after year. Each year we also release an updated version with new features and improvements, which you can purchase if you’d like to upgrade.

No. You can access Google Drive by creating a Google account with any email address, including Yahoo or Hotmail. When creating a Google account, you have the option to use your existing non-Gmail email address. For more info, visit the Google Help Center.

Yes, any device with Google Drive. Sign in with the same Google account on each device. We recommend the Google Sheets app over the browser for easier navigation. You can also use the template offline by enabling offline access in Google Sheets.

After purchase, you’ll receive an email with a PDF attached. The PDF contains clickable currency buttons. Click the currency you want, then click “Use Template”. If you don’t see that button, go to File → Make a copy. Your copy will appear in Google Drive under “My Drive”.

Each template comes with written instructions on the first tab and video tutorials. We highly recommend watching the instructions and following them step-by-step: Click here to open YouTube Video Instructions

We offer 4 predefined currency options: Dollar, Euro, Pound, and Yen. Google Sheets supports every currency in the world, so you can switch to any currency you need.

Select the rows you want to change → Format → Number → Custom Currency → select your currency → Apply. Repeat this step for all cells that have currency symbols.

Video Instructions: Click here to open YouTube Video Instructions

Click on the Fill button (bucket icon), and then select the Edit button (crayon icon) below. Change each accent color from this menu, and it will update throughout the entire spreadsheet.

Video Instructions: Click here to open YouTube Video Instructions

For Budgeting Templates, send us an email or ask Lyro (AI chatbot).

For Goal & Habit Tracker: Click here to open YouTube Video Instructions

For Travel Planner: Click here to open YouTube Video Instructions

Each year, make a new copy from your original PDF.

Yes. The template works with any pay frequency. You don’t need to fill in the entire month at once. Just add each paycheck as you receive it and log your bills and expenses as they come up. At the end of the month, the template gives you a full monthly overview automatically.